Get Smarter with your Money

We’re all guilty of making bad financial decisions at some point in our lives. But it’s when lessons are never learned and mistakes keep happening that there is a real problem with bad financial choices.

By following some of these easy steps, you’ll be on the road to financial success in no time.

1. Don’t write checks, if there isn’t enough in your checking account to cover it. On Average, a bounced check fee will cost you over $50. So, if you’re already in a financial crunch, the chances are that paying won’t be pleasant.

2. As with the checks, don’t over extend your credit card’s line of credit. If you know that you are within $50 of your credit limit, don’t use it. Otherwise, you could end up paying at least a $30 over limit fee.

3. Don’t live by the motto “To have is to spend”. Avoid living from paycheck to paycheck and start saving a portion of your hard earned cash.

4. Finally, if you’ve tried and you just can’t get ahead, an online cash advance could help you get back on your feet. But borrow responsibly!