Keep your head up in an Economic Downturn

In an economic downturn, it’s common for people to have the blues. But negativity doesn’t have to be contagious. If you’re experiencing some hard times, you might want to think about turning to a short-term cash advance for some immediate help. The fees for a short-term cash advance are less expensive than late payment fees and won’t reflect negatively on your credit report.

Here are the comparisons:

$100 payday advance with $15 fee = 391% APR;
$100 bounced check with $48 NSF/merchant fees = 1,251% APR;
$100 credit card balance with $26 late fee = 678% APR;
$100 utility bill with $50 late/reconnect fees = 1,304% APR.