Sometimes it seems as if you’ll never get ahead in the money game. You know the feeling, when you finally get an extra $200 in the bank when you have a car accident with a $500 deductible to pay or maybe your car breaks down. Having emergency cash available during these types of events is very beneficial, but unfortunately is rarely the case. However, with enough determination a $500 cushion can be easily obtained by following these easy steps:
Save your change. Several readers tell of saving hundreds over the course of a year, even making a game of it with their children.
Use your tax refund. It’s tax refund time and the typical refund check is usually around $2,000.
Try a "buy nothing" month. Resist the temptation to eat out or have a shopping spree. Bring your lunch to work and avoid shopping for 30 days.
Source: msnmoney.com
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