Save $100 a week – Continued

Some folks may choose to live life on the edge, living from paycheck to paycheck. But when it’s time to have something repaired – like the home heating or the family car, there’s nothing saved for those kinds of emergencies. If there’s nothing saved and there’s no family to borrow cash from, people most often have no other choice, but to apply for some sort of short term loan. Most often opting for a cash advance from a store front location or online. But maybe you’ve decided that you’re tired of living from paycheck to paycheck and want to start actually saving some money!

There are some very obvious ways to save a buck or two here and there.

First of all… Quit eating out for lunch! This may seem tough to do if you like to eat with your co-workers on a regular basis, but this is one of the biggest money drainers of them all. If we figure that the average lunch costs $8 to $10, and then we multiply that by 5 working days, that’s $40 to $50 a week that you could be saving. Instead, start packing your lunch every day. With the $40 you would have spent on lunch, you can purchase enough groceries for a week’s worth of lunches and dinners. Why pay someone $10 to make you a sandwich when you can do it for $2 or less by yourself?

*You’ll also save on gasoline by not slogging through lunch hour traffic every day just to grab a bite to eat.

And that leads to my second piece of advice… Get a SAM’s Club card. Buying in bulk can be a great way to save on things like paper towels, drinks and other short-term usage items. There is a membership fee of $25, but the savings you’ll see in just a few months time will more than pay for it.