Friday, November 21, 2008

Tis' the season for NOT using your credit card!!

With the holidays quickly approaching, many of you may be trying to budget for holiday gift giving. And in this crazy economy… it may be tempting to charge holiday gift items to your credit card. Don’t do it! If you use your credit card, chances are that you might overspend, buying too many items for people or buying high priced items.

Instead, try downsizing this year. Keep holiday purchases to a bare minimum.

Here are some inexpensive gift buying ideas that are effortless, but filled with a lot of love and are still very thoughtful.

1. Holiday themed platter filled with homemade baked cookies or bread, with the recipes attached
2. Personalized coffee mug filled with Starbucks coffee samples or candy
3. Photo Album or collage filled with memorable photographs
4. Gourmet chocolate bars tied together with decorative ribbon
5. Journal with some inspiring words from the giver
6. Vintage Teacups or bowls (purchased from a yard sale or thrift store) and filled with teas or bath salts
7. Subscription to a popular magazine that you know the gift receiver will enjoy (sometimes you can find great deals on these for as little as $12 for a 1 year subscription)
8. “Locally made” themed gift baskets – find great deals on items made in your city or town, including – honey, jams, sauces, dips or muffin mixes
9. Magnets with your favorite quotes on them
10. For the grandparents… frame some of your child’s artwork in a cool frame

No comments: